Motive GIC

Watch your savings blossom.

Whatever you're saving for, our Motive GIC is here to help you get there faster.


Term 1 to 5 years
Minimum investment $1,000
Interest rate Guaranteed for length of term
Interest paid Annually*

*The holder has the option to receive interest paid annually into a Motive Savings Account or to have the interest compounded annually and paid at maturity. On Motive GICs with a term of at least 12 months, customers over the age of 57 also have the option of having interest paid monthly into a Motive Savings account.


  • It's your choice whether to have your interest paid annually to your Motive Savings Account or have it compounded and paid at maturity
  • Once it matures, you can either have it automatically renewed, or you can transfer to your Motive Savings Account


Non-Redeemable Motive GICs* (Rates effective 2022-09-06) Rates
12 Month Term 4.49%
24 Month Term 4.64%
36 Month Term 4.70%
48 Month Term 4.72%
60 Month Term 4.85%

Quick Login

Find Branch/ATM

Enter address, postal code or branch name