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Motive® Savvy Savings™ Account

We’re bringin’ savvy back.

You're savvy and you know it. 


Monthly fee Free
Deposits Free
Monthly withdrawals* included 2 Free
Additional withdrawal transactions $5.00
Transfers between your Motive accounts Free
THE EXCHANGE® Network ATM withdrawal fee Free
Non-EXCHANGE Network ATM withdrawal fee $1.50
Interac e-Transfer $1.00


  • Our highest interest rate


Motive™ Savvy Savings Account (Rates effective 2022-06-27) Rates
$0 - $5,000,000 2.20%
$5,000,000.01 and over 0.50%

*Withdrawals include online bill payments, Automated Teller Machine (ATM) withdrawals, Interac® Direct Purchase payments, Interac e-Transfers, electronic funds transfers to another financial institution, automatic payments and other electronic debits.
Interac will charge a transaction maintenance fee of $1.00 on all e-Transfers. This fee is the responsibility of the card holder.

All rates quoted are annual interest rates and are subject to change without notice.

Interest is calculated on the daily closing balance and paid monthly. Interest is calculated on the portion of the balance that sits within each tier. If you have more than one Motive Savvy Savings Account, where combined Motive Savings Account Balances exceed $1 million, the posted rate for $1,000,000.01 and over will apply.