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Motive™ Savings Account

Thrifty can be nifty.

You're not new to saving - you're an old pro. Put your money to work with a Motive Savings account. There’s no monthly fee, regardless of your minimum balance, and you never pay for deposits or withdrawals.


Monthly fee Free
Deposits Free
Monthly withdrawals* included Unlimited
Transfer between your Motive accounts Free
THE EXCHANGE® Network ATM withdrawal fee Free
Non-EXCHANGE Network ATM withdrawal fee $1.50


  • Earn interest with a great rate
  • Pair with a Motive chequing account to save even more.


Motive™ Savings Account (Rates effective 2022-04-21) Rates
$0 - $5,000,000 1.00%
$5,000,000.01 and over 0.50%

*Withdrawals include online bill payments, Automated Teller Machine (ATM) withdrawals, Interac® Direct Purchase payments, Interac e-Transfers, electronic funds transfers to another financial institution, automatic payments and other electronic debits.

All rates quoted are annual interest rates and are subject to change without notice.

Interest is calculated on the daily closing balance and paid monthly. Interest is calculated on the portion of the balance that sits within each tier. If you have more than one Motive Savings Account, where combined Motive Savings Account Balances exceed $5 million, the posted rate for $5,000,000.01 and over will apply.