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Motive™ Chequing

Out with fees and in with free.

Motive Chequing features no-fee daily banking. You’ve worked hard for your money - we just wouldn't feel right taking it from you. In fact, our chequing account is better than free - it actually pays you interest. Money for nothing. How does that sound?


Monthly fee Free
Deposits Free
Monthly withdrawals* included Unlimited
First 50 Personalized Cheques Free
THE EXCHANGE® Network ATM withdrawal fee  Free
Non-EXCHANGE Network ATM withdrawal fee $1.50


  • Earn a competitive interest rate on your entire balance
  • Receive your first 50 cheques free

Easy Transfers

Transferring between your accounts at other Canadian banks and your Motive account is simple with our online banking service. It’s your money, after all.

Interac® e-Transfers

e-Transfer makes it easy. Send money to anyone with a mobile phone number or email address for just $1.00. Receive money right to your Motive account for free.


Motive™ Chequing (Rates effective 2022-05-16)
$0 and over 0.15%
CDIC Badge

*Withdrawals include online bill payments, Automated Teller Machine (ATM) withdrawals, Interac® Direct Purchase payments, Interac e-Transfers, electronic funds transfers to another financial institution, automatic payments and other electronic debits.

All rates quoted are annual interest rates and are subject to change without notice.

Interest is calculated on the daily closing balance and paid monthly. Interest is calculated on the portion of the balance that sits within each tier.